Stephen Hayes
Head of Data & AI Strategy @ Lenders Cooperative | Co-founder of Lumos Data | Empowering Financial Institutions with Innovative Data-Driven Strategies
- Role
- Head of Data & Ai Strategy at Lenders Cooperative
- Location
- Wilmington, NC, US
- LinkedIn followers
- 500 followers
About Stephen Hayes
Passionate about expanding access to capital for small businesses through innovative…
Experience
Head of Data & Ai Strategy
Aug 2024 — Present
Spearhead the development and implementation of innovative data and AI strategies for 140+ financial institutions across the United States. Lead the creation of advanced analytics and AI solutions, including custom predictive models and AI-driven customer segmentation tools.Enhance model risk management solutions, ensuring robust governance and validation processes for financial institutions\' analytical models. Drive the integration of data intelligence with Lenders Cooperative\'s Loan Origination System (LOS) and Loan Service Provider (LSP) platform, creating a unified environment for comprehensive insights.Key Objectives:• Develop and deploy custom AI and machine learning solutions to enhance lending decisions, risk assessment, and customer segmentation.• Design and implement model risk management and validation frameworks to ensure regulatory compliance and optimize model performance.• Create data-driven strategies for lending optimization, portfolio growth, and risk management.Implement analytics solutions for regulatory compliance, including CECL, stress testing, and fair lending requirements.• Provide strategic advisory services, including data-driven business strategy development and M&A support.• Position Lenders Cooperative as an industry leader in data-driven banking innovation and fintech solutions.• Drive operational efficiency and cost reduction through data-driven insights and process optimization.
Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School
Business Administration
2006 — 2009
Skills
- Risk Management
- Statistical Modeling
- Time Series Analysis
- Process Improvement
- Statistics
- Strategic Financial Planning
- Business Analysis
- Predictive Modeling
- Financial Analysis
- Market Analysis
- Valuation
- Linear Regression
- Insurance
- Analysis
- Predictive Analytics
- Forecasting
- Data Analysis
- Financial Risk
- Strategy
- Finance
- Data Mining
- Health Insurance
- Managed Care
- Monte Carlo Simulation
- Corporate Finance
- Analytics
- Financial Modeling
- Sas
- Rapidminer
- Financial Reporting
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