Stephen Neary

Mortgage Loan Officer @Luminate Bank

Lexington, KY, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Feb 2025 — Present

Mortgage Loan Officer @Luminate Bank

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Lexington, KY, US

SKILLS

Loan OriginationResidential MortgagesFhaLoansBankingVa LoansWorking with First-Time Home BuyersCredit AnalysisRefinanceMortgage BankingConsumer LendingReal EstateHome Equity LoansLines of CreditMortgage LendingLoss MitigationFha FinancingFinanceCreditFirst Time Home Buyers

ABOUT STEPHEN NEARY

Guiding You Home with Expertise & CareWith a passion for helping clients navigate the home-buying journey, I bring 22 years of banking and mortgage experience and a commitment to transparency, clarity, and exceptional service as a Senior Loan Officer at Luminate.I believe getting a mortgage should be as simple and stress-free as finding the perfect home. That’s why I take the time to guide my clients step by step, ensuring they feel informed, empowered, and supported throughout the entire process. Whether you\'re a first-time buyer, a seasoned investor, or need a non-traditional loan like bank statement mortgages, 1099 loans, DSCR loans, or P&L mortgages, I’m here to find the best solution for you.Let’s connect and make your homeownership goals a reality!

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Stephen Neary — Mortgage Loan Officer at Luminate Bank in Lexington, KY, US | Unifers