Stephen Denton

Senior Manager, Data Science & Model Innovation @Scotiabank

CA

Developed flexible and massively parallel scorecard development tools in Python.• Built and deployed an automotive loan early payout attrition predictive model to mitigate loan losses by identifying clients likely to churn and incentivizing desirable individuals to re-book with the bank.• Automated regulatory modeling processes necessary for expected credit loss provisioning.• Evaluated machine learning advances and demonstrated ways to incorporate innovative feature and model selection techniques into existing methodologies and processes.• Explored novel data sources and built data infrastructure to facilitate their consumption and use.• Researched explainable machine learning techniques necessary when operating in strict regulatory environments and used learnings to provide post-hoc explanations of black-box models and to fabricate prediction algorithms with robust performance that maintained intrinsic transparency.

The University of Texas at Arlington

BS

Indiana University Bloomington

Doctor of Philosophy (Ph.D.)