Stephen Cairns
Senior Vice President, Commerical Market Executive @Bank of Marin
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WORK HISTORY
Senior Vice President, Commerical Market Executive @Bank of Marin
Sacramento, CA, US
Commercial Banking Market Executive for the greater Sacramento Valley/Foothills. Leading the bank\'s commercial banking division to grow market presence and business.
EDUCATION
UW Foster School of Business
Pacific Coast Banking School, Business Administration and Management, General
California Polytechnic State University-San Luis Obispo
Bachelor's degree, Accounting and Finance
SKILLS
ABOUT STEPHEN CAIRNS
A \"complete\" Commercial Banker- Graduated with honors and distinguished \"Library\" research paper from Pacific Coast Banking School- Credit Trained with TDR experience- Complex Professional Real Estate & Developer Financing- Middle Market, Emerging Middle Market, and SBA C&I total banking including Merchant, Treasury Management, Corporate Card, Owner Occupied Real Estate, CapEx funding solutions, Leveraged lending, Business Acquistion, Formula Lines of Credit, etc- Public (Tax Exempt) Finance and Affordable (primarily non-LIHTC) sectors- Deposit Gathering- Credit Trained in GAAP and Fund financial analysis- Producer / Manager / Leader / Deal Advisor / Sales Coach- Recruiter of top talent- Focus on building strong and recurring relationships- Industry networker and team player- Focus on team synergies and collaboration- Financial modeling, RRI, and ROC analysis- High achiever. Awarded various Presidents Club designations- Nearly 20 years of industry experience
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