Stephanie Vanderhorst

Single Family Risk Loan Quality Credit Compliance Underwriter @Fannie Mae

Clarksburg, MD, US
MOBILE NUMBERS
+91 *********19

Signup · Get unlimited contacts

WORK HISTORY

Jan 2022 — Present

Single Family Risk Loan Quality Credit Compliance Underwriter @Fannie Mae

View department →

Perform risk analysis and due diligence reviews on lender loan files, ensuring compliance, no evidence of any fraudulent issues or breaches of Seller Guidelines while limiting default exposure. Make calculated and informed decisions to identify any deficiencies and any fraudulent activities through a forensic and detailed review of each mortgage loan file. Draft Repurchase demand letters, when warranted and in accordance with Seller Servicer Guidelines. Identify any process improvements, efficiency gaps and operational risk within the seller’s organization and offer possible solutions in resolving identified issues. Prepare post-purchase credit recommendations and valuations to ensure credit quality of portfolio and accurate assessment of portfolio risk.

EDUCATION

2011 — 2014

Strayer University

MBA, Management

2004 — 2007

University of South Florida

Bachelor's degree, Finance

SKILLS

Residential MortgagesCoachingReal Estate TransactionsForeclosuresBusiness AnalysisMortgage UnderwritingCredit AnalysisStrategyMortgage LendingCreditLoansConstruction LoansFha FinancingTrainingLoan OriginationMortgage ServicingConsumer LendingDefaultFhaLoan ModificationsRelationship ManagementAsset-Backed SecuritizationGovernanceBankingSecondary Mortgage MarketVa LoansLoan ServicingCapital MarketsCustomer ServiceLoss MitigationCommercial LendingComplianceMortgage BankingUnderwritingPortfolio Performance AnalysisFinanceAnalysisSmall Business LendingFinancial ServicesInvestments

ABOUT STEPHANIE VANDERHORST

As a Credit Risk Analyst at Fannie Mae, I leverage my MBA in Management and over 30 years…

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Stephanie Vanderhorst — Single Family Risk Loan Quality Credit Compliance Underwriter at Fannie Mae in Clarksburg, MD, US | Unifers