Stéphane Javelly Ternoir
Associate Director - Real Estate Banking @Scotiabank
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WORK HISTORY
Associate Director - Real Estate Banking @Scotiabank
Toronto, ON, CA
EDUCATION
Licée Franco Mexicain
Economics
University of Toronto - Rotman School of Management
Master of Business Administration - MBA
Instituto Tecnológico y de Estudios Superiores de Monterrey
BS
Università Cattolica del Sacro Cuore
Foreign exchange
Tecnológico de Monterrey
Master’s Degree
SKILLS
ABOUT STÉPHANE JAVELLY TERNOIR
As a Senior Manager at Scotiabank, I provide comprehensive analysis and adjudication of corporate and commercial real estate loans across in Canada. With over five years of experience in the financial services industry, I have developed a strong expertise in credit risk, portfolio management, financial analysis, and relationship management. I hold an MBA from the University of Toronto - Rotman School of Management and a Master\'s degree in Finance from Tecnológico de Monterrey, where I graduated with honors. I also have a diverse background and a global perspective, having studied and worked abroad. I am fluent in English, French, and Spanish. I am passionate about delivering high-quality results, supporting business growth, and enhancing customer satisfaction.
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