Stacy Wester
Mortgage Loan Officer @Nmb
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WORK HISTORY
Mortgage Loan Officer @Nmb
Manage new loan sales, applications, and funding processes, as well as approve all conditions and documentation needed to satisfy the loan approval process in collaboration with branch customers, existing clients, and realtors, while serving as a primary liaison between home buyers and processors. Maintain updated knowledge of FNMA, FHLMC, HUD, VA, and other regulations.• Research and compile all supporting documentation for each loan, verifying that each file has a completed application, debt/income calculations, credit reports, and proof of income.• Review documents, correct any inaccuracies, and determine the correct loan options based on the applicant\'s present situation, future goals, and desired loan product.• Submit completed loan applications on strict timelines; mentor/coach junior staff to meet established goals and monitor performance levels, while consistently exceeding all sales goals.• Perform analyses within the scope and risk of the loan covering all key risk aspects including customer review, financial analysis, collateral evaluation, and concept and industry analysis.• Approve or decline loans using a variety of consumer lending criteria and credit tools.
EDUCATION
Western Kentucky University
Bachelor of Arts
SKILLS
ABOUT STACY WESTER
Solutions-focused professional experienced in driving the development and implementation…
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