Srishti Saha
Driving AI/ML innovation in Credit risk l Head - ML CoE & Regulatory Modeling @ EXL
- Role
- AVP, Leading Regulatory Risk Model and Scorecard Development Pd, Ead, Lgd at EXL
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Srishti Saha
I lead the Machine Learning Centre of Excellence at EXL, where I drive AI/ML innovation in credit risk for global banking clients—building scalable, production-ready solutions that enhance decision intelligence and business outcomes.Alongside this, I also manage a 15+ member team delivering regulatory-grade models, including PD, LGD, EAD, and scorecards, with a strong focus on end-to-end model development and deployment.With 10+ years of experience across JPMorgan Chase, Citi, and Genpact, I bring deep domain expertise, technical leadership, and hands-on skills in Python, PySpark, SAS, and SQL. I’m passionate about building intelligent systems that reshape credit risk strategy and the future of financial services.
Experience
AVP, Leading Regulatory Risk Model and Scorecard Development Pd, Ead, Lgd
Jul 2025 — Present · Gurugram, IN
Leading a 15+ member team delivering PD, LGD, EAD models and scorecards solutions for global banks.
Education
University of Calcutta
Master's Degree, Economics
2013 — 2015
Scottish Church College
Bachelor's Degree, Economics
2010 — 2013
Central Modern School
High School, Science
2008 — 2010
Skills
- Six Sigma
- Sas Programming
- Account Management
- Predictive Analytics
- Statistical Modeling
- Visual Basic for Applications (Vba)
- Analytical Skills
- Sas
- Customer Service
- Teamwork
- Development Economics
- Market Research
- Python
- Macroeconomics
- Microsoft Word
- Powerpoint
- Microsoft Excel
- Statistics
- Data Analysis
- Mathematical Economics
- Economics
- Analytics
- Management
- Credit Risk
- Advanced Excel
- Econometrics
- Business Analysis
- P&L Management
- Corporate Blogging
- Decision Sciences
- Financial Analysis
- Microsoft Office
- R
- Sql
- New Customer Acquisitions
- Market Intelligence
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