Srinivas Kowtha

About Srinivas Kowtha

I am an Associate Director and senior banking transformation professional with over twenty years of experience delivering complex change initiatives across payments, risk analytics, financial crime, and regulatory programs within global financial institutions.My work focuses on understanding how business, technology, operations, data, and regulation intersect, and translating that understanding into practical, end to end solutions. I lead activities that assess business processes and systems, shape design decisions, and guide reengineering efforts with strong emphasis on risk, operational impact, and overall cost.Alongside delivery leadership, I contribute in an advisory capacity, supporting senior stakeholders with design choices, risk tradeoffs, operating model considerations, and regulatory readiness. I help teams navigate ambiguity, assess options across business, technology, and operations, and arrive at balanced decisions that are both compliant and commercially practical.I bring deep experience in impact assessment, solution design, implementation management, and governance across large programs. This includes providing accurate estimates for scope changes, managing timelines and budgets, developing control structures and performance scorecards, and ensuring employee engagement and delivery outcomes remain aligned.I have worked on analytics tools supporting stress testing across wholesale credit lending portfolios covering multiple industries, collaborating with risk, data, and technology teams to align regulatory scenarios with meaningful business outcomes.I work closely with markets and regions to understand regulatory, customer, and competitive landscapes, and with external service providers to ensure solutions meet expected standards. Alongside delivery, I remain committed to capability building and knowledge sharing, particularly in analytics and data driven transformation.Areas where I provide advisory support include credit risk and wholesale stress testing, regulatory transformation, process reengineering and operating model design, analytics enablement and data governance, and program shaping and delivery strategy.I value clarity over complexity, thoughtful execution over speed, and long term outcomes over short term wins. While not actively seeking an immediate change, I remain open to selective advisory, transformation, and knowledge focused engagements.

Experience

1. Associate Director - Business Analysis

   汇丰

   Aug 2025 — Present · Hyderabad, IN

   HSBC Electronic Data Processing India Private LimitedAssociate Director, Business Analysis and TransformationJune 2015 to Present (Promoted August)I lead advisory, design, and delivery across global risk analytics, wholesale credit, payments, and regulatory transformation programs. I support senior stakeholders in shaping change strategies and translating regulatory and analytical requirements into practical solutions across business, IT, and operations.I drive analysis of business processes and systems to inform solution design and guide process reengineering, balancing regulatory risk, operational practicality, and end to end cost.I manage impact assessments for scope, timelines, budgets, and delivery effort, provide estimates for new requirements and changes, and oversee implementation of agreed solutions. I develop control structures and performance scorecards to track milestones, resources, and engagement, and implement mitigating actions where delivery risks arise.I work with regional teams to understand regulatory, customer, and competitive landscapes while ensuring alignment to global frameworks, and manage external service providers in line with governance standards.I have led analytics tools for stress testing across wholesale credit portfolios spanning multiple industries, working with credit risk, data, and technology teams to translate regulatory scenarios into implementation.Key initiatives include risk analytics model monitoring and cloud governance, financial crime analytics optimization, global CDD review tools and operating model redesign, payments transparency remediation, and client feedback platforms with regional payment implementations.I help translate complex change into structured execution through clear design, disciplined delivery, and strong stakeholder alignment.

Education

• Saïd Business School, University of Oxford

  Certificate Program, Fintech

• Acharya Nagarjuna University

  B.Sc, Maths,Physics,Chemistry

  1989 — 1992

• Symbiosis Center for Distance Education

  PGDBA, Finance

  2002 — 2004

• XLRI - VIL Programs

  Business Analytics for Senior Managers, Business Analytics

  2019 — 2020

Skills

• Quality Management
• Swift Messaging
• Payments
• Business Requirements
• Project Management
• User Acceptance Testing
• Quality Center
• Gap Analysis
• Resource Management
• Functional Specifications
• Business Analysis
• Systems Analysis
• Requirements Analysis
• Transaction Processing
• Ach
• Core Banking
• Test Planning
• Leadership Skills
• Banking
• Team Management
• Clearing Systems
• Software Project Management
• Project Management,
• Requirements Gathering
• Back Office
• Test Management
• Analysis
• Payment Systems
• Global Pay Plus
• Gpp Sp- Global Pay Plus - Services Platform (Gpp4.x)
• Vendor Management
• Management
• Leadership
• Swift Payments
• System Testing
• Sdlc
• Solution Architecture
• Requirements Management
• Training
• Testing