Srinath Gopalan

About Srinath Gopalan

A dynamic and results-driven executive with over 14 years of experience in auto & telematics product strategy, development, innovation and digital transformation within the P&C insurance industry and 25 years of overall experience in industry leading companies to create and evolve product lines for sustained success. A proven leader in launching and scaling telematics-based products, driving risk segmentation, underwriting profitability, and leading multi-channel distribution strategies. Expertise in data-driven product innovation, enterprise-wide digital transformation, and optimizing growth and profitability. Adept at leading cross-functional teams, stakeholder engagement, and executing strategic initiatives in highly matrixed environments.Core Competencies include:• Product Strategy & Roadmap Development• End-to-End Product Lifecycle Management• Telematics, Data Strategy & Digital Transformation• Multi-Channel Distribution & GTM Execution• Regulatory Compliance & Market Expansion• Strategic Partnerships & Cross-Functional Leadership• P&L Management & Operational Efficiency• Customer Insights, Competitive Analysis & Growth Strategy

Experience

1. AVP - Property & Casualty Products, Behavior Based Insurance, Online Distribution, Oem Partnerships

   AAA-The Auto Club Group

   Sep 2017 — Present

   End-to-end ownership of auto, telematics product design, development, Operations, Performance Go to Market & Organizational Change Management with P&L responsibility.• Developed and launched Behavior-Based Insurance program & Membership Telematics program Created a 3–5-year product roadmap, optimizing product features, underwriting guidelines, and profitability.• Led cross-functional teams (Underwriting, Actuarial, IT, Marketing, Claims) to implement products in Guidewire encompassing product rules, rates, policy forms and business rules.• Spearheaded the digital transformation of policy management, reducing friction across online, call center, and agent-led channels.• Drove 20% increase in auto/home quoting efficiency, boosting policy acquisition while maintaining cost per acquisition.• Supporting AI-driven pricing & underwriting strategies, partnering with Actuarial to optimize growth & profitability.• Forged strategic partnerships with OEMs, Telematics Service Providers, and Data Exchanges to create data monetization opportunities.

Education

• University at Buffalo

  Masters , Computer Science

• University of Madras

  Bachelor's degree, Electrical and Electronics Engineering

• The University of Arizona Global Campus

  Executive MBA, Finance, Strategy & Operations

• The George Washington University School of Business

  Diploma, Business/Commerce, General

• The George Washington University School of Business

  Associate, Program Management

Skills

• Value Proposition
• Code Division Multiple Access Method (Cdma)
• Cellular Communications
• Business Strategy
• Business Case
• Release Management
• Agile Methodologies
• Management
• Software Development
• Go-to-Market Strategy
• Telecommunications
• Lte
• People Management
• Program Management
• Product Marketing
• Vendor Management
• Ip
• Integration
• Global Marketing
• Competitive Analysis
• Software Project Management
• Global Product Management
• Strategy
• Global Projects
• Requirements Analysis
• Strategic Management
• Business Case Preparation
• Testing
• Cdma
• Value Propositions
• Business Planning
• Saas
• Cross-Functional Team Leadership