Srikant Tutika

Live E2E Underwriter @ Moder Solutions

Role
Senior Underwriter at Moder
Location
Cuttack, OD, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Srikant Tutika

Live E2E Underwriter

Experience

  1. Senior Underwriter

    Moder

    May 2025 — Present · Bengaluru, IN

    Live E2E Underwriter.Live Underwriting, End to End Underwriting. 4 C Of Underwriting. Non-QM UW. FHA & VA UW. Subordination (2nd Lien).• Evaluate mortgage loan applications to determine eligibility, completeness, and compliance with company guidelines and industry standards.• Analyze 4C’s i,e (Credit, Capacity, Capital Collateral) credit reports, income documentation, assets, and property appraisals to make informed underwriting decisions.• Review loan files for completeness and accuracy including but not limited to calculation and verification of assets, evaluation of credit reports, appraisals, title commitment, VOE, tax returns, divorce decrees and other loan pertinent compliance.• Evaluate debt; loan to value ratios, credit score, property valuation and various other.• Maintaining the knowledge of all applicable agency and non-agency underwriter guidelines, knowledge of AUS to determine applicable loan conditions.• Analysis and calculation of qualifying income from various tax documents such as Paystubs, W’2s, 1040, Schedule E, 1065, 1120, 1120S, K1, Transcripts etc, and analysis of bank statements and credit report. • Evaluation income for Both salaried and self-employed individual’s.• Experienced in Both 1st and 2nd lien files with prolonged years of experience.

Education

  • Utkal University

    Bachelor of Commerce - BCom, Accounting and Finance

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Srikant Tutika — Senior Underwriter at Moder in Cuttack, OD, IN | Unifers