Sresth Pareek
Senior Credit Assessment Officer @ANZ
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WORK HISTORY
Senior Credit Assessment Officer @ANZ
Bengaluru, IN
EDUCATION
The Bhawanipur Education Society College
Bachelor of Commerce - BCom, Accounting and Finance
ABOUT SRESTH PAREEK
Senior Credit Risk professional with 6+ years of experience across commercial underwriting and mortgage banking. Currently serving as Senior Credit Assessment Officer at ANZ, leading a team of 50+ analysts and overseeing credit underwriting quality, portfolio risk control, and decision consistency across SMB lending cases. Experienced in evaluating borrower financials through detailed analysis of P&L, balance sheet, cash flow, and key credit ratios to assess repayment capacity and exposure risk. Regularly author and review credit memos, align lending decisions with risk appetite frameworks, and monitor portfolio signals to identify early credit deterioration. Led a drawdown conversion initiative that activated approved but undrawn facilities, unlocking AUD 10M in funding and generating AUD 750K in revenue. Developing data capabilities in SQL and Power BI to strengthen portfolio monitoring, risk signal detection, and data-driven credit decisioning.
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