Sresth Pareek

Senior Credit Assessment Officer | ANZ | Ex-OSBI

Role
Senior Credit Assessment Officer at ANZ
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Sresth Pareek

Senior Credit Risk professional with 6+ years of experience across commercial underwriting and mortgage banking. Currently serving as Senior Credit Assessment Officer at ANZ, leading a team of 50+ analysts and overseeing credit underwriting quality, portfolio risk control, and decision consistency across SMB lending cases. Experienced in evaluating borrower financials through detailed analysis of P&L, balance sheet, cash flow, and key credit ratios to assess repayment capacity and exposure risk. Regularly author and review credit memos, align lending decisions with risk appetite frameworks, and monitor portfolio signals to identify early credit deterioration. Led a drawdown conversion initiative that activated approved but undrawn facilities, unlocking AUD 10M in funding and generating AUD 750K in revenue. Developing data capabilities in SQL and Power BI to strengthen portfolio monitoring, risk signal detection, and data-driven credit decisioning.

Experience

  1. Senior Credit Assessment Officer

    ANZ

    Dec 2024 — Present · Bengaluru, IN

Education

  • The Bhawanipur Education Society College

    Bachelor of Commerce - BCom, Accounting and Finance

    2015 — 2018

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Sresth Pareek — Senior Credit Assessment Officer at ANZ in Bengaluru, KA, IN | Unifers