Sreejan Tharad
Credit Risk Analyst
- Role
- Credit Risk Analyst at ICICI Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Sreejan Tharad
As a Senior Credit Risk professional with around 7 years of diverse experience in corporate and retail credit, I have developed a deep expertise in credit underwriting and financial analysis within leading private sector banks in India. My focus has been on portfolio monitoring and risk governance, showcasing a strong ability to implement risk models and strategies that align with business goals. I aim to leverage my skills in a global banking or private credit environment.
Experience
Credit Risk Analyst
May 2019 — Present
Responsible for managing Automobile Dealer Finance Portfolio, formulation and approval of products, strategies and policies. Credit assessment of automobile dealers (PV, TW, CV) & mortgage proposals. Involved in periodic review & rating of the portfolio to identify, report, mitigate & monitor risks from stressed accounts to ensure lowest delinquency in industry. Prepared monthly reports for management to take crucial strategic decisions. Engaged in regular discussion with borrowers & manufacturers to understand trends in automobile industry & the portfolio
Education
Symbiosis Institute of Business Management, Pune
Master of Business Administration - MBA, Finance, General
Presidency University, Kolkata
Bachelor of Applied Science - BASc, Economics
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