Spencer Marchant
Credit Card Underwriting & Portfolio Management Lead
- Role
- Director at UBS
- Location
- Salt Lake City, UT, US
- LinkedIn followers
- 500 followers
About Spencer Marchant
15 years credit risk across several lending products including credit cards, residential…
Experience
Director
Sep 2019 — Present · Salt Lake City, UT, US
Manage credit risk control 2LoD across credit card portfolio. Underwrite applications and credit line requests.Complete portfolio reviews from semi-annual, annual and other key reviews to manage the credit risk within the portfolio.Complete monthly reporting for senior management and BLC.Review and update policies and procedures. Host calls with internal and external legal teams. Provide SME support to key internal and external partners.
Education
University of Utah
BA, Economics
2003 — 2008
Skills
- Team Building
- Financial Statement Analysis
- Volunteering
- Credit Risk
- Credit
- Payments
- Cash Management
- Credit Analysis
- Commercial Banking
- Portfolio Management
- Loans
- Credit Cards
- Financial Risk
- Small Business Lending
- Accounting
- Account Reconciliation
- Relationship Management
- Large Volume
- Underwriting
- Banking
- Financial Analysis
- Cash Flow
- Financial Services
- Commercial Lending
- Finance
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