Spencer Baun

About Spencer Baun

I help business owners and commercial real estate investors make smarter financial decisions by delivering practical, customized banking and credit solutions that support long-term growth.With over a decade of experience in business banking, I specialize in commercial lending, owner-occupied and investment real estate financing, working capital solutions, and treasury management. My background allows me to look beyond the numbers to understand how a business truly operates—and structure financing that aligns with real-world cash flow and strategic goals.What sets me apart is a consultative approach. I work closely with my clients and their trusted advisors—CPAs, attorneys, and commercial real estate brokers—to ensure transactions are efficient, well-structured, and built to last. My focus is on being a reliable partner, not just a lender, by providing clarity, responsiveness, and sound judgment throughout the process.Now with First Citizens Bank, I’m proud to represent a relationship-focused institution with the balance sheet strength and flexibility to support businesses at every stage—from acquisition and expansion to refinance and long-term planning.If you’re a business owner seeking a strategic banking partner—or a professional advisor looking for a dependable resource for your clients—I’d welcome the opportunity to connect.

Experience

1. Vice President Business Banker

   First Citizens Bank

   Jan 2026 — Present · Tampa, FL, US

   Drive new business by sourcing and structuring commercial lending solutions for business owners and commercial real estate investors. Focus on owner-occupied and investment real estate, acquisitions, refinances, lines of credit, and growth capital. Build and maintain strong referral partnerships with CPAs, attorneys, and commercial real estate brokers while serving as a trusted advisor throughout the deal process.

Education

• University of South Florida

  Bachelor's degree, Criminology

  2008 — 2011

• Hillsborough College

  Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies

  2006 — 2008

Skills

• Account Management
• Microsoft Office
• Sales
• Sales Force.com
• Social Networking
• Social Media Marketing
• Training
• Customer Satisfaction
• New Business Development
• Direct Sales
• Retail
• Time Management
• Marketing
• Coaching
• Sales Operations
• Customer Retention
• Microsoft Excel
• Powerpoint
• Customer Service
• Financial Organization
• Mobile Devices
• Customer Experience
• Life Insurance
• Sales Process
• Leadership
• Social Media
• Microsoft Word
• Team Leadership
• Disability Insurance
• Wireless
• Business Development
• Management
• Team Building
• Cold Calling
• Telecommunications
• Sales Management