Sowbagya Jeevarathnam Kamaraj

WORK HISTORY

EDUCATION

ABOUT SOWBAGYA JEEVARATHNAM KAMARAJ

I’m a Business Analyst who loves solving complex problems—both at work and on the chessboard. With 6+ years of experience in US and Canadian banking domains, I’ve led initiatives across the full SDLC and STLC—from requirements gathering to deployment. My expertise includes Agile delivery, payment modernization, SWIFT MT/MX transformations, High value payments, LYNX and KYC/AML compliance, and high-volume data solutions. Key highlights: • Led Payment Modernization Initiatives: Captured end-to-end SWIFT MT/MX and OPF requirements, ensuring seamless integration and full regulatory compliance. • Streamlined SWIFT Payment Architecture: Configured and validated OPF rules for message orchestration, enabling faster routing, enhanced exception handling, and compliance with CBPR+ standards. • Strengthened Customer Data Insights: Consolidated fragmented data via Customer 360 (C360) integration, enhancing operational decision-making and compliance readiness. • Optimized Multi-System Integrations: Performed gap analysis and defined data mapping for backend and API workflows, resolving discrepancies and improving reporting accuracy. • Defined and Tracked KPIs to Drive Project Success: Established measurable KPIs such as payment translation accuracy, KYC verification turnaround time, and defect leakage rate. • Enhanced High-Value Payment Operations: Supported Lynx integration and SWIFT workflows, ensuring seamless settlement of time-critical transactions and compliance with Bank of Canada standards. • UAT & Quality Assurance Leadership: Led end-to-end UAT and validation strategies for web and mobile applications, overseeing API flows, compliance logic, and critical business scenarios to ensure alignment with business requirements, technical specifications, and regulatory standards. • Accelerated Feature Delivery and PI Planning: Converted complex business needs into detailed user stories, acceptance criteria, process flows, and wireframes, collaborating closely with the Product Owner to drive PI planning and enable Agile teams to deliver high-value features efficiently. My background in QA gives me a well-rounded perspective on business and technical delivery. For me, being a BA isn’t just about documentation—it’s about connecting people, processes, and technology to deliver measurable value.