Souvik Pal
Product Management Consultant | Digital Payments & Commercial Banking | Building Scalable B2B Platforms for Banks & Fintechs
- Role
- Senior Consultant at Wipro
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Souvik Pal
Product Management Consultant with 8+ years of experience across fintech, digital payments, and banking platforms, including 5+ years in core product management roles.I specialize in building and scaling B2B payment and banking products—from merchant onboarding and transaction settlement to API-driven platforms used by banks and fintechs. My work sits at the intersection of business, technology, and execution, with a strong focus on solving real customer pain points and delivering measurable outcomes.Currently, I work as a Product Consultant at Wipro, supporting one of the UK’s largest banks on Commercial Banking and Online for Business (O4B) platforms. I partner closely with product owners, engineers, and business stakeholders to define product vision, prioritize roadmaps, and deliver compliant, scalable payment solutions.Previously, I’ve- Built payment settlement and error-handling systems for digital transactions- Led end-to-end product delivery for lending and fintech platforms- Designed and integrated APIs and backend platforms aligned with business goals- Worked across startups, scale-ups, and enterprise environmentsI bring a structured consulting mindset combined with hands-on product execution, making me effective in ambiguous, high-stakes environments like banking and fintech. Open to conversations around Product Management, Fintech, Payments, and International opportunities. Reach me at: s••••••••@gmail.com
Experience
Senior Consultant
Jan 2025 — Present · Bengaluru, IN
Working as a Product Management Consultant for one of the largest UK banks, supporting Commercial Banking and Online for Business (O4B) platforms-Partner closely with Product Owners, Engineering, UX, Compliance, and Business stakeholders to shape product vision and prioritize roadmaps for payment and banking journeys-Drive discovery by identifying customer pain points across business banking users and translating them into clear product requirements and user stories-Support roadmap planning and backlog prioritization, balancing short-term regulatory / operational needs with long-term platform scalability-Contribute to delivery of secure, compliant, API-driven payment capabilities aligned with UK banking standards-Act as a bridge between business and technology, ensuring requirements are well-defined, feasible, and outcome-driven.
Education
Kalyani Government Engineering College
Bachelor of Technology - BTech, Information Technology
2011 — 2015
Dayawati Modi Academy
General studies, Mathematics and General Science
1999 — 2010
DoMS, IIT Roorkee
Master of Business Administration - MBA, Marketing and Information Technology
2018 — 2020
Indian Institute of Technology, Roorkee
Master of Business Administration - MBA, Business Administration and Management, General
2018 — 2020
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