Souvik Ghosh

Associate Vice President and Cluster Head @Federal Bank

Guwahati, AS, IN
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WORK HISTORY

Jun 2025 — Present

Associate Vice President and Cluster Head @Federal Bank

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Leading commercial Banking team of Northeast Region • Development and Monitoring of SME loans of Rs 5cr and above• Achievement of Cluster Targets of Commercial Banking• Credit Analyst and liaising with top management for sanctioning credit proposals.• YOY growth in assets, liability (CASA) NIM and fee income(Banking and para Banking)• Focus on profitability as per Organizational goal.

EDUCATION

2008 — 2011

Techno India Institute of Technology

Bachelor of Business Administration (BBA), Business Administration and Management, Honors

2014 — 2015

Manipal university

MBA in Banking, BANKING

2006 — 2008

The Army Public School

class 10 & 12, Commerce

SKILLS

TrainingSalesFinancial RiskBusiness DevelopmentCommercial BankingCapital MarketsInsuranceCreditFinancial PlanningCredit RiskRetail BankingCredit AnalysisPortfolio ManagementLoansFinanceCross SellingFinancial ServicesBankingMutual FundsRisk ManagementTeam ManagementCorporate FinanceInvestmentsFinancial AdvisoryRelationship ManagementManagementTeam BuildingFinancial Analysis

ABOUT SOUVIK GHOSH

Experienced professional with a demonstrated history of 14+ years working in Banking and Insurance Sector. Joined ICICI Prudential LI Co in 2011 under Banca Channel and promoted twice in 3 years with many other accolades.Presently Leading Commercial(SME) Banking Business Team of Northeast Region in Federal Bank ltd as Associate Vice President and Cluster Head.Highly experienced in Sales, Credit & customer services along with Forex and Branch banking operations. Promoted thrice in 6 years with one promotion as fast track(special) promotion.BBA(H) Gold Medalist, Diploma in Banking & Finance with JAIIB(Rank Holder) & CAIIB and Certified Fx operation & Trade Finance.

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Souvik Ghosh — Associate Vice President and Cluster Head at Federal Bank in Guwahati, AS, IN | Unifers