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Current company RS Software
IT Services and IT Consulting · 712 employees · Founded 1991 · Milpitas, California, United States
RS Software delivers trust in payments through products and platforms that power some of the world’s most advanced digital payment ecosystems. With offices in Silicon Valley, USA, Copenhagen, Denmark, and Kolkata, India, we bring together innovation, technology, and deep domain expertise to help leading financial institutions, networks, and fintechs build secure, scalable, and real-time payments infrastructure.
For over three decades, RS Software has been at the forefront of the industry’s evolution — driving transformation from mobile and contactless payments to cloud-native architectures and AI-driven risk management. Our solutions span the entire payments ecosystem, delivering operational efficiency, resilience, and faster time-to-market.
In India, RS Software had the privilege of building all three of the country’s foundational payment platforms:
• Unified Payments Interface (UPI) – the world’s most advanced real-time payments system
• Bharat Bill Payment System (BBPS) – the national platform for bill payments
• Electronic Fraud and Risk Management (eFRM) – a real-time fraud prevention and risk intelligence platform
Today, platforms built by RS Software process over 350 billion transactions annually, reflecting our enduring commitment to availability, scalability, and security.
Through our proprietary RS School of Payments and RS Payments Lab, we continuously integrate innovation and best practices tailored to the unique dynamics of the payments industry.
RS Software continues to deliver mission-critical, high-performance payment solutions that enable trust, speed, and intelligence across the world’s digital economy.