Sourav Agarwal

About Sourav Agarwal

As a Vice President at JPMorganChase, I have over 5.5 years of experience in managing high-risk accounts for a credit cards portfolio, coordinating with various stakeholders across Risk, Business, Finance, Compliance & BI. I am responsible for project management, functional guidance, and leading a team of 7 members to solve open-ended business problems. I am an active member of the India risk People council and Talent development working group.In my previous roles, I have successfully managed credit line decrease, high-risk closure, and high-risk tagging strategy for a portfolio of 80MM accounts. I have also expanded the strategy by introducing bureau triggers, reviewing loss thresholds, binary rules, and score review. Additionally, I have delivered two phases of a project that streamlined affordability assessment and increased STP leveraging transaction data, resulting in a cumulative impact of $11mn in incremental EP due to enhanced business booking following increased STP rate. I hold a CAIA certification from the CAIA Association, demonstrating my expertise in alternate investment analysis.

Experience

1. Vice President

   JPMorganChase

   Jun 2021 — Present · Bangalore Urban, IN

   Led the development of strategies and policies for managing a large Credit Card Portfolio resulting in improved risk management and business growth. Managed Credit line decrease, High risk closure & High-risk tagging strategy for credit card portfolio of 80MM accounts• Collaborated with cross-functional teams to oversee delivery management and coordination with stakeholders across Risk, Business, Finance, Compliance, and BI.• Utilized data insights to monitor and mitigate emerging risks within the portfolio.

Education

• IIT Bombay - Shailesh J. Mehta School of Management

  MBA, Finance

  2007 — 2009

• Vellore Institute of Technology

  B.Tech, Civil Engineering

  2003 — 2007

• CAIA Association

  CAIA, Alternate Investment Analyst

  2007 — 2008