Sourav Kumar
ACM @ Bajaj Auto Credit Limited II Ex RRM Cholamandalm investment& FiN Co. II Ex ACM Bajaj Finserv II Ex TM Hero Fincorp II Ex PBS HDFC Bank Ltd. II Ex BCM Tata Motors Finance Co. Ltd. II Ex BTL Shriram Finance Ltd.
- Role
- Area Collections Manager at Bajaj Auto Credit Limited
- Location
- Muzaffarpur, BR, IN
- LinkedIn followers
- 500 followers
About Sourav Kumar
Experienced Manager with a demonstrated history of working in the banking & core…
Experience
Area Collections Manager
Jul 2024 — Present · Muzaffarpur, IN
Team Leadership: Managing a team of 7 collection managers stationed across 10 districts in North Bihar.Portfolio Management: Overseeing the X to 6 bucket portfolio for three-wheeler customers, ensuring effective collection strategies.Agency Coordination: Managing collection agencies and their teams to optimize recovery efforts and maintain compliance.Performance Monitoring: Tracking collection efficiency, bucket flow cases, and ensuring minimal roll-forward rates.Legal & Compliance: Ensuring adherence to legal guidelines in collection and repossession activities.Customer Engagement: Conducting random customer visits to assess payment challenges and improve resolution strategies.Process Optimization: Implementing strategies to enhance collection performance and minimize delinquency rates.
Education
Aarupadai Veedu Institute Of Technology
Bachelor of Engineering - BE
2007 — 2011
Vinayaka Missions University
Bachelor of Engineering - BE
2007 — 2011
S.N.Sinha College,
12th
2005 — 2007
Bal Vidya Niketan
10th
Skills
- Customer Service
- Business Strategy
- Team Management
- Business Development
- Management
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