Sourabh Sharma
Mortgage Underwriter
- Role
- Mortgage Underwriter at NatWest Group
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Sourabh Sharma
A goal-oriented dedicated professional with over 8+ years of experience in Credit…
Experience
Mortgage Underwriter
Oct 2022 — Present · Gurugram, IN
Mortgage Underwriter | Credit Risk & Compliance | Loan Eligibility & DecisioningExperienced Mortgage Underwriter with expertise in assessing loan applications, evaluating financial risk, and ensuring compliance with regulatory standards. Key responsibilities include:Loan Assessment & Decisioning: Reviewing customer applications and supporting documents to determine mortgage loan eligibility. Approving or rejecting applications based on lending policies and mandate levels.Regulatory Compliance & KYC Checks: Performing thorough Know Your Customer (KYC) checks and ensuring compliance with AML and mortgage lending regulations.Document Verification & Risk Analysis: Analyzing critical documents such as mortgage applications, KYC documents, property valuations, and compliance reports. Requesting additional documentation when required.Real-Time Team Management: Forecasting workload, creating operational plans, and addressing variations to ensure smooth team performance.Process Improvement & Stakeholder Collaboration: Identifying opportunities for improvement, escalating key insights to senior stakeholders, and collaborating with relevant teams for process enhancements.Operational Excellence: Conducting activities across multiple locations in India to maintain strong connections and ensure seamless underwriting operations.Passionate about risk management, process optimization, and delivering high-quality mortgage underwriting solutions.
Education
Birla Institute of Management Technology (BIMTECH)
PGDM, Banking Financial services Insurance
The Bhopal School Of Socail Sciences
Bachelor of Commerce - BCom, Commerce
2013 — 2016
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