Soubhik Kar

About Soubhik Kar

As a Senior Officer at Bandhan Bank, I perform fraud analysis and vigilance tasks to…

Experience

1. Risk Analyst

   Bandhan Bank

   Feb 2023 — Present

   Processed over cases annually, exhibiting adeptness across multiple platforms such as NPCI EFRM, Bank IQ, VISA (VRM), and Master Card Connect. Remained knowledgeable of the current advancements in fraud technologies and trends, which aided in presenting recommendations. Empowered new analysts by delivering systematic training on fraud detection techniques while ensuring adoption of industry best practices. Investigated fraud cases, identified patterns and trends in fraudulent activities. Successfully identified on an average of 250 fraudulent activities per year. Examined customer accounts and transaction histories, detecting any anomalies or irregularities that may indicate fraudulent activity. Assisted in investigating complex financial crimes such as identity theft, Debit card fraud, Account takeover, etc. Coordinated with law enforcement and external agencies, enhancing support for fraud investigations and prosecutions. Analysed customer profiles and transaction patterns, identifying trends indicative of potential fraud or money laundering activity. Worked closely with the AML Compliance team to ensure that all required actions were taken on identified suspicious transactions, contributing to a strong compliance culture within the organization. Collaborated effectively with cross-functional teams to identify potential risks and develop mitigation strategies. Served as a subject matter expert within the organization for all matters related to transaction monitoring, providing guidance and support to colleagues as needed. Updated Suspicious accounts and transaction details to NCRP (National Cyber Crime Portal) for further evaluation and investigations by law enforcement agencies.

Education

• University of Calcutta

  Bachelor of Commerce - BCom

• Kendriya vidyalaya

  Higher Secondary