Soniya S K

About Soniya S K

I am a ACAMS and ICA certified Senior Financial Crime and Compliance professional with…

Experience

1. Financial Crimes Investigator

   HSBC

   Feb 2017 — Present · Bangalore Urban, IN

   working as a senior fraud officer with hsbc bangalore Responsible for Reviewing accounts that are restricted by the bank due to what is believed to be a potentially fraudulent activity and to determine whether the restriction should be lifted. This involves using both internal and external vendor applications. Responsible for working on account maintenance and escalation queues by using various applications to assess the legitimacy of the account holder or the transaction. Responsible for reviewing documentation, analyzing data and determining in a timely manner whether the restriction should be removed. Identify comprehensive target set of compliance data for users across teams; monitor and evaluate compliance data and information collected in support of activities and initiatives. Responsible for investigating details on the new applications and accounts that gets routed for fraud concerns such as identity theft, first/third party fraud, Money laundering(AML), sanctions, OFAC screening, terrorist financing, financial activities using analytic techniques and good judgement. Escalating any Fraud concerns and raising unusual activity report on the customer’s account without tipping them off. Ensure zero operational / reputational loss. Additional responsibility as a floor support staff (Subject matter expert) and to help staffs on the floor regarding procedures and handle escalation calls. Responsible for cascading any changes in the fraud procedure to the departments and to ensure they are incorporated in the Hsbc procedure. Subject Matter expert for the team and responsible for helping them with any applications/accounts they are doubtful about, by conducting thorough and deeper investigation to ensure fraudster does not manipulate our systems. Trained New staffs on the fraud procedure, audited their cases and calls, to ensure I get them ready for operations to work as Fraud officers.

Education

• Shobhit University

  Bachelor of Arts - BA, English Language and Literature, General

  2014 — 2016

• ACAMS

  Certified anti money laundering specialist

• M.E.S school, Port blair, A&N Islands

  Senior Secondary, Science

  1992 — 2005

• International compliance association

  Ica, Risk and compliance

• Shobhit University

  Bachelor of Arts, ENGLISH LANGUAGE AND LITERATURE/LETTERS