Sonal Parmar

About Sonal Parmar

Data Analyst | Fresher Seeking Growth Opportunities Passionate data analyst with a solid foundation and over 3 years of hands-on experience in the industry. Proficient in extracting, analyzing, and interpreting complex datasets to drive actionable insights and business decisions. Excited to leverage my skills and knowledge to contribute effectively in a dynamic and innovative environment. Currently seeking new challenges and growth opportunities to further develop my expertise. Let\'s connect and explore how we can collaborate-

Experience

1. Machine Learning Engineer

   M&T Bank

   Oct 2024 — Present · US

   Developed and deployed predictive credit risk models using Python and Scikit-learn to continuously assess borrower behavior,improving early risk detection accuracy by 23% across retail and commercial loan portfolios.• Integrated Rich Data Co’s AI Decisioning Platform with M&T’s credit pipeline to analyze real-time cash flow indicators andborrower transactions, enabling automated risk flagging and proactive account reviews.• Leveraged nCino’s nIQ engine to design machine learning pipelines that produce explainable insights, ensuring transparencyand compliance with banking regulations and internal audit standards.• Collaborated with cross-functional teams, including credit analysts and data architects, to align model outcomes with businesslogic and deploy models via AWS using Dockerized CI/CD pipelines.• Conducted extensive data preprocessing and statistical analysis using Pandas and SQL, identifying data quality gaps andoptimizing feature engineering strategies to enhance model precision and recall.• Leveraged NLP techniques to extract and analyze borrower behavior patterns from unstructured financial documents, enhancingrisk interpretation and enabling proactive loan restructuring strategies.

Education

• Amity University, Jaipur,

  Bachelor of Technology - BTech

  2017 — 2021

• New York Institute of Technology

  Masters of Science

  2023 — 2024