Sonali Chand
Credit Risk Analyst @First Citizens India
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WORK HISTORY
Credit Risk Analyst @First Citizens India
Bengaluru, IN
EDUCATION
Christ University, Bangalore
Bcom
ABOUT SONALI CHAND
I bring 2 years and 5 months of hands-on experience in commercial real estate underwriting, where numbers meet strategy. From decoding appraisal reports, rent rolls, and cash flow statements to diving into loan approval reports and collateral documents, I’ve honed the art of evaluating creditworthiness through the 4Cs—Credit, Capacity, Capital, and Collateral to assess creditworthiness and drive informed decisions.I’ve also had the opportunity to work on major loan applications and platforms like CoStar, Rockport, and Salesforce, which has sharpened my ability to navigate complex processes with precision. In addition, I’ve been involved in two significant U.S. loan projects, where I contributed to underwriting decisions for high-value transactions.What drives me is the ability to uncover insights within financial data and play a key role in the decision-making process of impactful real estate deals. Always eager to take on new challenges, I’m committed to advancing in the underwriting field and driving success in every project I undertake.
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