Somen Acharjee

Area Credit Underwriter at HDFC Bank- Unsecured Loans

Role: Area Credit Manager (Senior Manager) at HDFC Bank
Location: Guwahati, AS, IN
LinkedIn followers: 500 followers

About Somen Acharjee

Wroking as Area Credit Manager with a proven track record of success in the banking industry, I possess a range of skills that make me a valuable asset for financial analysis and credit manager job opportunities. I have a strong proficiency in Microsoft Word, financial economics, leveraged finance, executive reporting, and management. My Master of Business Economics (MBE) degree, with a focus on Finance and Economics from Gauhati University, has equipped me with a robust accounting background and extensive knowledge of various financial analysis techniques. My commitment to delivering excellent results is unwavering, and I have consistently demonstrated my ability to manage complex credit operations.

Experience

Area Credit Manager (Senior Manager)
HDFC Bank
Jun 2025 — Present
Spearhead the entire credit portfolio for the Northeastern Region (7 states)-Lead and mentor a high-performing team of 8 credit professionals-Proactively managed and mitigated risk through bad loan monitoring, portfolio analysis (Non-Starter, EMR), and implementing robust fraud detection and control measures-Specialized in underwriting various credit products, including unsecured loans (business, self-employed, personal, and GST overdraft) and secured loans (home loans, mortgages, and drop line overdraft).

Education

Gauhati University
Bachelor of Science (B.S.), Zoology/Animal Biology
2010 — 2013
Cotton College
High School, Science ( PCB Eng)
2007 — 2009
Gauhati University
Master of Business Economics (MBE), Finance & Economics
2013 — 2015

Skills

Strategic Management
Microsoft Office
Consumer Behaviour
Microsoft Excel
Financial Analysis
Eviews
Research
Spss
Customer Service
Sales & Marketing
Financial Markets
Banking
Development Economics
Financial Economics
Executive Reporting
Management
Regression Analysis
Brand Management
Environmental Economics
Leveraged Finance
Marketing & Sales
Environmental Impact Assessment

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Somen Acharjee

Experience

Area Credit Manager (Senior Manager)

Education

Gauhati University

Cotton College

Gauhati University

Skills

Find verified contacts for anyone on LinkedIn