Sneharsh Ghirnikar

About Sneharsh Ghirnikar

As a Product Manager at JPMorgan Chase, I am currently responsible for shipping the Authentication & Fraud Risk products — leading the end-to-end development and shipping of ML/AI-powered authentication and fraud detection models that protect the bank’s digital and assisted channel ecosystem. My work sits at the intersection of security, data science, and user experience, where the stakes are high and precision matters.What I ship: ∙ Authentication systems and fraud detection model-based products at enterprise scale ∙ Cross-functional roadmaps across Engineering, Data Science, Risk, Compliance, and UX ∙ Hypothesis-driven product decisions backed by real-time fraud signal analysis and ML model outputs ∙ 0→1 and iterative product cycles in a highly regulated, security-critical environmentFrom the battlefield to the product roadmap:Before fintech, I spent 10+ years as a military officer — leading high-stakes, resource-constrained operations where ambiguity was the default and failure was not an option. That experience didn’t just teach me leadership; it shaped how I approach product management: ∙ Mission clarity over feature lists — I define success metrics before writing a single PRD ∙ Team-first execution — led cross-functional units under pressure; now I do the same with engineering and data science squads ∙ Risk calculus — military decision-making under uncertainty translates directly to fraud risk tradeoffs and security vs. friction balance ∙ Lifecycle ownership — managed multimillion-dollar defense programs end-to-end; now I own product lifecycles from discovery to post-launch iterationVeterans bring something most PMs don’t have: the ability to operate with conviction when the data is incomplete. That’s “bread and butter” in fraud and authentication, where you’re always making probabilistic bets.Open to connecting with product leaders, fintech innovators, and fellow veterans in tech. Let’s build things that matter.

Experience

1. Vice President - Fraud Risk and Auth Product

   JPMorganChase

   Jul 2025 — Present · Hyderabad, IN

Education

• BIT

  Bachelor of Engineering (B.Eng.)

  2009 — 2013

• Defense Institute of Advanced Technology (DIAT), DU, DRDO

  Diploma in Marine Propulsion Controls System

  2015 — 2015

• Indian Institute of Management, Indore

  Business Management Program

• Texas McCombs School of Business

  Post Graduate Programme

  2022 — 2023

Skills

• Microsoft Office
• Cad/Cam
• Entertainment
• Powerpoint
• Microsoft Excel
• C++
• Autocad Mechanical
• C
• Solidworks
• Microsoft Word
• Entrepreneurship