Sneha Seth

About Sneha Seth

I lead payment network strategy and optimization with a focus on improving profitability, scale, and long-term sustainability across card and ATM payment rails.In my role, I operate at the intersection of network economics, enterprise payments, and external partnerships, owning decisions that directly impact interchange outcomes, network cost structures, and customer access at scale. My work supports executive decision making by translating complex network mechanics into clear financial and strategic tradeoffs.Key areas of impact include: • Defining and executing payment network strategies that balance growth, cost efficiency, and interchange protection • Leading strategic engagements with Visa, Mastercard, Discover, and ATM networks, including contract negotiations, fee structures, and roadmap alignment • Shifting organizations from reactive network management to proactive optimization models that scale with growth • Partnering with Finance, Product, Risk, and Executive Leadership to influence enterprise payments strategy and P&L outcomesI’m known for bringing clarity to complexity, influencing without authority, and aligning internal stakeholders with external partners to drive outcomes that improve both customer experience and financial performance.

Experience

1. Director, Payment Network Operations

   Netspend

   May 2023 — Present · Austin, TX, US

   Drove $6M+ in annualized savings through payment network optimization strategies, balancing interchange protection, network costs, and customer accessOwn enterprise payment network strategy across card and ATM rails, with direct impact on interchange, network costs, and customer accessLead strategic partnerships with Visa, Mastercard, and ATM networks, influencing contract terms, pricing models, and roadmap alignmentDesign and execute network optimization strategies that shift the organization from reactive operations to proactive, scalable models.Partner with Finance and Executive Leadership to translate network mechanics into P&L-relevant decisions.Influence product and growth initiatives by aligning network capabilities with long-term enterprise strategy

Education

• Creane Memorial High School

  Higher Secondary, Physics, Chemistry, Mathematics

  2006

• University of Illinois Springfield

  Master of Science - MS, Management Information Systems and Services

• UTU

  B-Tech, Electronics & Communication

  2006 — 2010