Smita Bagwe

Rm Business Growth @National Payments Corporation Of India Npci

Mumbai, IN

Manage strategic sales engagement with a leading private sector bank for marque payment products —UPI and RuPay. Drive revenue targets through consumer spends, issuance, activation and increased consumer adoption of UPI and RuPay• Monitor portfolio activities including ATS, SPAC, TPC, card activation, attrition, and spend trends; identify anomalies and advise stakeholders on industry best practices to enhance performance and retention.• Lead end-to-end implementation of complex UPI/RuPay initiatives by coordinating with bank’s product, strategy, operations, and IT teams.• Facilitate strategic alliances with major merchants; lead RFPs for Co-Brand partnerships.• Ensure compliance with NPCI’s fraud and risk frameworks; monitor transactional integrity and regulatory adherence.• Optimize transaction success rates by collaborating with TPAPs, TSPs, aggregators, and switch service providers for seamless payment operations and reconciliation

Kohinoor College of Hotel & Tourisim Management.

Graduation, Hotel Management

Jamnalal Bajaj Institute of Management Studies (JBIMS)

Masters in Marketing Management (MMM)