Torie Ramirez
VP Community Business Banking Officer | Business Relationship Management | Sales Leadership | Business Lending Consultant
- Role
- VP Community Business Banking Officer at 1st Security Bank of Washington
- Location
- Ontario, OR, US
- LinkedIn followers
- 500 followers
About Torie Ramirez
As a Commercial Lender, I provide strategic credit solutions to businesses throughout the Treasure Valley, with a focus on financing growth, expansion, and long-term sustainability. My portfolio includes retail, medical and professional office, agricultural, multifamily, investment, and industrial properties. I oversee and support commercial lending efforts across eight branches throughout Oregon and Washington, ensuring consistent service delivery and strong market presence across the region.In addition to my banking career, I have been a small business owner since 2004. My husband and I own a successful convenience store and restaurant, which he manages daily. This firsthand experience as an entrepreneur gives me a practical understanding of the operational, financial, and strategic challenges business owners face. The combination of executive-level banking experience and long-term business ownership enables me to deliver informed, relationship-driven guidance tailored to each client’s unique goals.
Experience
VP Community Business Banking Officer
1st Security Bank of Washington
Apr 2024 — Present · OR, US
Manage a diverse portfolio of business clients with revenues between $1M–$25M, ensuring tailored financial solutions. • Structure and underwrite customized credit solutions to meet unique client needs, enhancing client satisfaction. • Collaborate with internal teams to provide comprehensive financial services, including treasury management and deposit solutions.
Education
Boise State University
Business
1993 — 1995
Skills
- Credit Analysis
- Commercial Banking
- Refinance
- Home Equity Loans
- Commercial Mortgages
- Commercial Lending
- Mortgage Banking
- Management
- Finance
- Residential Mortgages
- Branch Banking
- Mortgage Lending
- Portfolio Management
- Loans
- Nmls Licensed
- Banking
- Home Equity Lines of Credit
- Risk Management
- Branch Management
- Sales Management
- Lines of Credit
- Credit
- Loan Origination
- Financial Analysis
- Retail Banking
- Consumer Lending
- Sba
- Leadership
- Small Business Lending
- Sales
- Cross Selling
- Financial Services
- Deposits
- Treasury Management
- Customer Service
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