Stephen Kulback

About Stephen Kulback

Throughout my career, I have played a key role in shaping and driving execution of forward-looking strategies and roadmaps designed to optimize processes, enhance risk management, and contribute to year-over-year growth. This includes managing successful post-merger integrations, building new departments from the ground up, and directing large-scale initiatives to enhance business performance. I have repeatedly established myself as a trusted partner of the C-suite and other senior leaders, offering valuable data-driven guidance to influence decision-making. In addition, I excel at defining and managing alignment with KPIs, OKRs, vendor SLAs, and other metrics to evaluate progress, identify pain points, and capitalize on opportunities. I am also well-versed in building high-performing teams, providing effective mentoring and coaching to enhance capabilities and expand critical skills. Always open to growing my network, I welcome connections from other product, strategy, and operations leaders. Thank you for visiting my profile.

Experience

1. Director of Pricing & Analytics

   Dividend

   Mar 2025 — Present · Chicago, IL, US

Education

• The University of Alabama

  Bachelor of Arts (B.A.)

• Vanderbilt University - Owen Graduate School of Management

  Master of Business Administration (MBA)

• Vanderbilt University - Owen Graduate School of Management

  Master of Business Administration - MBA

Skills

• Consumer Lending
• Sales
• Analytical Skills
• Management
• Team Building
• Presentation Skills
• Banking
• Strategy
• Finance
• Commercial Banking
• Retail Banking
• Leadership
• Management Consulting
• Financial Analysis
• Credit
• Analysis
• Investments
• Series 63
• Business Strategy
• Loans
• Mortgage Lending
• Series 6
• Business Process Improvement
• Financial Services
• Relationship Management
• Current State Assessment
• Strategic Planning