Sindhu K M

About Sindhu K M

As a credit underwriting analyst at PayPal, I assess the creditworthiness of businesses and individuals who apply for PayPal\'s products and services. I use my financial analysis skills and knowledge of banking and insurance to evaluate the financial statements, credit reports, and other data of the applicants, and to recommend approval or rejection of their applications. I also monitor and report on the performance and trends of the credit portfolio, and provide feedback and suggestions for improvement. I have a postgraduate diploma in banking and insurance from Annamalai University, and a bachelor\'s degree in business administration with a focus on marketing from Ramaiah Institute of Business Studies. I have over two years of experience in the banking sector, working as a credit assessment officer and a senior banking operations analyst at ANZ. There, I gained exposure to various aspects of banking operations, such as loan processing, compliance, risk management, customer service, and quality assurance. I am passionate about leveraging data and technology to provide innovative and customer-centric solutions in the financial industry. I am proficient in Excel, Python, and corporate financial statement analysis, and I am always eager to learn new skills and tools. I enjoy working with diverse and collaborative teams, and I strive to deliver high-quality and timely results. My goal is to advance my career as a credit analyst and to contribute to PayPal\'s mission of democratizing financial services.

Experience

1. Commercial Underwriter

   Stripe

   Mar 2024 — Present · Bengaluru, IN

Education

• Annamalai University

  Postgraduate diploma

  2021 — 2022

• Ramaiah Institute Of Business Studies

  Bachelor of Business Administration - BBA

  2016 — 2019