Simran Kaur

WORK HISTORY

EDUCATION

ABOUT SIMRAN KAUR

With over 4 years of progressive experience in Compliance, AML, and Financial Risk Management, I specialize in delivering risk-based solutions through data analytics, regulatory compliance oversight, and operational process improvements. My professional journey has been centered around enhancing organizational integrity and mitigating financial crime risks across diverse industries including banking, retail, and professional services. Currently, I am an AML Analyst at RBC within the High Risk Clients (HRC) team, where I conduct enhanced due diligence (EDD), high-risk client reviews, and ongoing risk assessments to ensure adherence to regulatory obligations and internal AML policies. My role involves supporting complex case investigations, preparing risk summaries, and contributing to risk-mitigation strategies for high-profile client portfolios. Previously at Metro Inc, I contributed to the Merchandising and Financial Planning team where I handled large datasets, performed risk validations, created dashboards, and improved reporting accuracy to support financial planning decisions. My earlier roles at KPMG and Better.com provided me with hands-on experience in risk analysis, compliance monitoring, and escalation handling, using tools like SQL, Tableau, SAP, and Jira to drive process improvements and reporting efficiency. Key Highlights-Enhanced AML controls by automating SQL-driven risk checks, reducing data discrepancies by 25%-Improved regulatory reporting accuracy by 30% through standardized SAP validation processes-Reduced vendor onboarding timelines by 15% while strengthening AML compliance protocols-Supported EDD reviews and high-risk escalations at RBC, contributing to the proactive management of financial crime risks. Skills & Tools-AML & Financial Crime Compliance: KYC, EDD, High-Risk Client Reviews, Transaction Monitoring -Data Analytics: SQL, Tableau, Power BI – translating data into compliance-driven decisions -Risk Reporting & Governance: Risk assessments, audit-ready documentation, escalation summaries -Tools & Systems: SAP, Jira, Confluence, MS Office Suite I am passionate about leveraging data, technology, and regulatory expertise to build strong AML compliance frameworks. Always open to connecting with professionals across AML, FIU, Financial Crime Risk, and Compliance—let’s connect to drive meaningful impact in the fight against financial crime.