Simranjeet Singh Oberoi

Cluster Head @HDFC Bank

Bhopal, IN

Handling multiple asset products i.e, Loans against property, Business Loans, Working Capital, Automobile financing, Kisan Credit Card (KCC), Dairy Funding, Poultry funding etc. Generating various government subsidised projects from NABARD, SIDBI. Carrying out effective evaluation to understand the client\'s need, and analyzing rational justification for the same. Authorizing the necessary amount and recommending the proposal or application for getting approval from superior authority. Providing useful advice to the applicants to provide them with the essential guidance in connection with mortgage. Keeping track record of the loans offered to ensure appropriate use of the given amount for which it is raised. Monitoring the finance issues in connection with procedural formalities, and deciding the payment terms for the applicant. Providing expert opinion for availing the government facilities, and thereby, managing the various issues in the most effective manner. Seeking useful help from loan underwriters, and loan servicing officers to provide the client with the best possible services. Hold small conferences and meetings to explain the variety of financial products and services available with all categories of farmers.