Simon Brandreth
Product Owner @Cushon
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WORK HISTORY
Product Owner @Cushon
Product Owner in a regulated fintech and pensions environment, operating at platform and domain level across digital transformation, growth, and withdrawals. I lead cross-functional product delivery to improve scalability, regulatory compliance, and customer outcomes across a complex pension platform.Working closely with Business, Engineering, Operations, Compliance, Risk, Trustees, and commercial stakeholders, I translate business strategy into clear product domains, prioritised backlogs, roadmaps, and delivery plans, balancing governance with sustainable growth.Key achievements• Led delivery of a scalable customer onboarding platform for small and mid-sized employers, enabling high-volume onboarding without increased operational effort.• Delivered CRM integration supporting employer onboarding, customer lifecycle management, and sales visibility.• Automated financial crime (FinCrime), KYC, and compliance workflows to support platform scale without added headcount.• Led payroll API integration proof-of-concepts, validating data flows and enabling new employer distribution and partnership models.• Delivered risk-rated drawdown investment options and automated regular drawdown to support compliant pension access.• Designed and launched a production-grade demo application to support enterprise sales and platform adoption.• Established and owned a Withdrawals Domain across pensions, ISAs, and LISAs, creating clear product ownership, discovery, and delivery structure.Skills: Product Ownership · Product Management · Regulated Fintech · Pensions · Platform Transformation · Domain Strategy · Agile & Hybrid Delivery · Stakeholder Management · API Integration · Systems Integration · Compliance · Financial Services
ABOUT SIMON BRANDRETH
Senior Technology Product Owner specialising in regulated fintech and pensions platforms, operating at domain and platform level across transformation, growth, and withdrawals.I focus on turning complex, high-risk problem spaces into clear domains, structured backlogs, and delivery-ready roadmaps. My work balances legacy modernisation with regulatory compliance and commercial outcomes, enabling platforms to scale safely while reducing operational dependency.Recent experience includes platform re-engineering planning (PHP to Golang), growth initiatives unlocking scalable employer onboarding, and establishing a dedicated Withdrawals Domain across pension, ISA and investment journeys. This has involved deep cross-functional discovery, risk identification, and creating reusable frameworks to support consistent domain ownership.I work closely with Business, Engineering, Operations, Compliance, and Trustees, translating strategy into execution teams can deliver without ambiguity.Core focus• Domain ownership and discovery-led strategy• Regulated fintech and pension platforms• Platform modernisation and legacy transformation• Growth enablement and onboarding at scale• Withdrawal, drawdown, and retirement journeys
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