Silvio E. Lacayo

Trade Finance Credit Manager @Anthem Bank & Trust

Miami, FL, US

Anthem Bank & Trust is a U.S. domiciled financial institution with a tradition of innovation. Chartered in 1915 and regulated by the Office of the Comptroller of the Currency, the bank offers a broad spectrum of financial services to consumers, business and local governments. Anthem Bank is based in Plaquemine, Louisiana near the Port of Baton Route and it operates in Texas and Florida.International Trade Finance DepartmentManaged from its offices in Miami, FL, Anthem Bank specializes in the assessment of risk and the financing of trade flows going to and coming from Latin America and the Caribbean. Exporters look to the bank\'s funding facilities to help grow market share in their target markets while mitigating a concentration of financial risk. The purchasing of Bills of Exchange, discounting 100% of the transaction value (net of discount fee), enhances efficiency, accelerates exporter/producer cash flow and augments their capacity. Such programs do not utilizes L/Cs, does not require corporate guarantees, not does it encumber corporate assets. Anthem bank underwrites each debtor/importer and extends an insured credit limit with a maximum 180 day repayment term. The size of the structured facility is only limited by the number and credit worthiness of each importer/debtor approved to the facility.Main responsibilities include Underwriting, Credit Administration and Operations.

University of Mobile

Bachelor of Science, International Business

Florida International University

Master's in International Business

Florida International University - College of Business

Master of Business Administration (M.B.A.), International Business