Siddhartha Kumar

About Siddhartha Kumar

Analyst with track record of managing compliance workflows. Executed Enhanced Due Diligence (EDD) and Standard Due Diligence (SDD) on complex accounts, ensuring adherence to FinCEN and OFAC regulations. Expert in deep-dive investigations involving KYC onboarding, transaction monitoring, and adverse media. Adept at identifying financial crime red flags, with a specialized focus on U.S. AML compliance and risk-based analysis.

Experience

1. Analyst

   AML RightSource

   Mar 2025 — Present · Gurugram, IN

   Performed CDD and EDD reviews on global merchant accounts, including validating Source of Funds, Source of Wealth, and business activities to assess potential financial crime risks. • Conducted sanctions, PEP, and adverse media screening to identify high-risk profiles and support informed risk-based decision-making. • Worked on transactional investigations, identifying suspicious patterns related to money laundering, fraud, and other high-risk activities. • Applied a risk-based approach to identify key red flags and escalate cases in line with SAR/CTR requirements and internal compliance standards.• Ensured work was aligned with U.S. AML regulations and internal policies, consistently maintaining strong accuracy and meeting SLA expectations.• Collaborated with QA, fraud, and compliance teams to improve case quality, maintain audit readiness, and ensure clear, well-documented investigations.

Education

• Sir M Visvesvaraya Institute Of Technology

  Bachelor of Engineering - BE, Electronics and Communication Engineering

  2020 — 2024