Siddharth Sharma
Business Head - Retail Microfinance@ Axis Bank | FinTech | Digital Lending| Strategic Partnership| Bharat Market Distribution | Risk &Audit
- Role
- Senior Vice President Ii & Business Head- Retail Microfinance & Bc Partnership at Axis Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Siddharth Sharma
With over 20 years of experience in the banking sector, Siddharth is a seasoned professional in microfinance, micro enterprises, unsecured loans, liabilities, and investment products. Currently leading the retail microfinance portfolio at Axis Bank, one of the largest private sector banks in India, with a vision to provide livelihood solutions and financial inclusion to the underbanked segment.Siddharth”s core competencies include distribution management, product and process management, business correspondent and strategic partnership, digital transformation, risk management, audit and compliance, business modelling, employee engagement, and profitability and cost management. Siddharth has successfully managed a portfolio of 2.6 million households across 26 states and 500+ districts, serviced through plus branches and strategic partners. Siddharth has also initiated and implemented several digital and fintech solutions to enhance customer experience, operational efficiency, and portfolio quality.
Experience
Senior Vice President Ii & Business Head- Retail Microfinance & Bc Partnership
Apr 2016 — Present · Mumbai, IN
Accountability of Distribution, Product, Portfolio/Collection, P&L, technology implementation, Compliance, Financial Inclusion & Digital Initiatives for Retail Microfinance/ micro enterprise loans.
Education
Guwahati commerce College
B Com ( Hons), Accounts & Marketing
Donbosco High School Guwahati
High School Diploma
Indian School of Business
Product management, Business Administration and Management, General
Don Bosco High School - India
High School Diploma
ICFAI Hyderabad
PGDBA, Finance & Marketing
Skills
- Sales Management
- Retail Banking
- Vendor Management
- Customer Acquisition
- Relationship Management
- Business Relationship Management
- Business Strategy
- Management
- Product Management
- Business Development
- Account Management
- Portfolio Management
- Cross Selling
- Financial Services
- Crm
- Investments
- Banking
- Team Management
- Process Improvement
- Insurance
- Customer Relationship Management (Crm)
- Channel Partners
- Sales
- Marketing
- Key Account Management
- Analysis
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