Siddharth Pardeshi
Senior Credit Underwriter | SME, LAP & SCF | Credit Appraisal & Risk Assessment | CAM | NBFC/Banking | Immediate Joiner
- Role
- Credit Manager at Finnable
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
Experience
Credit Manager
Feb 2026 — Present · Mumbai, IN
As a Credit Risk Manager (Fraud Control) at Finnable Credit Pvt. Ltd, I lead a team of 10 Credit Officers responsible for end-to-end underwriting, fraud verification, and portfolio risk assessment.I have implemented robust fraud detection models and manual verification protocols, resulting in a 20% reduction in fraudulent disbursements. Additionally, I developed standard operating checklists and review mechanisms that improved turnaround time (TAT) by 15% while maintaining 100% compliance with RBI and internal audit norms.Collaborating with data analytics and technology teams, I helped enhance credit scoring frameworks and data-driven lending models, ensuring both business growth and credit quality.
Education
University of Mumbai
Bachelor of Commerce - BCom, Accounting and Finance
Welingkar Institute of Management
Postgraduate Degree, Accounting and Finance
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