Siddharth Pandey
Credit Manager | HL & LAP Underwriting | SENP & Salaried PD | CAM & Bureau Analysis | FOIR, LTV & ABB Assessment | Risk & Policy Evaluation | NBFC Credit Professional
- Role
- Credit Manager at Vistaar Financial Services Pvt Ltd
- Location
- Bareilly, UP, IN
- LinkedIn followers
- 500 followers
About Siddharth Pandey
Credit Risk Professional with hands-on experience in Home Loans and LAP underwriting across Salaried and SENP segments. Experienced in PD, CPV coordination, Bureau analysis, CAM preparation, ABB assessment, FOIR/LTV evaluation, and end-to-end sanction to disbursement monitoring.Worked across Bareilly, Mathura, Hathras, Moradabad, and Rudrapur locations with NBFC exposure. Strong understanding of policy interpretation, deviation handling, and risk-based decision making.Focused on portfolio quality, TAT control, and structured credit evaluation.
Experience
Credit Manager
Vistaar Financial Services Pvt Ltd
Feb 2026 — Present · Bareilly, IN
Education
Uttar Pradesh State Board of High School and Intermediate Education (UPMSP)
Intermediate, PCM
Uttar Pradesh State Board of High School and Intermediate Education (UPMSP)
High School, Sciene
Mahatma Jyotiba Phule Rohilkhand University
Bachelor of Arts - BA, Economics, Geography
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