Siddharth Pandey

Credit Manager | HL & LAP Underwriting | SENP & Salaried PD | CAM & Bureau Analysis | FOIR, LTV & ABB Assessment | Risk & Policy Evaluation | NBFC Credit Professional

Role
Credit Manager at Vistaar Financial Services Pvt Ltd
Location
Bareilly, UP, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Siddharth Pandey

Credit Risk Professional with hands-on experience in Home Loans and LAP underwriting across Salaried and SENP segments. Experienced in PD, CPV coordination, Bureau analysis, CAM preparation, ABB assessment, FOIR/LTV evaluation, and end-to-end sanction to disbursement monitoring.Worked across Bareilly, Mathura, Hathras, Moradabad, and Rudrapur locations with NBFC exposure. Strong understanding of policy interpretation, deviation handling, and risk-based decision making.Focused on portfolio quality, TAT control, and structured credit evaluation.

Experience

  1. Credit Manager

    Vistaar Financial Services Pvt Ltd

    Feb 2026 — Present · Bareilly, IN

Education

  • Uttar Pradesh State Board of High School and Intermediate Education (UPMSP)

    Intermediate, PCM

  • Uttar Pradesh State Board of High School and Intermediate Education (UPMSP)

    High School, Sciene

  • Mahatma Jyotiba Phule Rohilkhand University

    Bachelor of Arts - BA, Economics, Geography

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Siddharth Pandey — Credit Manager at Vistaar Financial Services Pvt Ltd in Bareilly, UP, IN | Unifers