Shyam Nevale

Credit Manager @HDB Financial Services Ltd.

Pune, IN

Underwriting of secured and unsecured loans asper demand product policies.• Managing over all branch portfolio withrespect to risk and return associated with the• unsecured and secured lending business.• To do personal visits at applicants place & preparation of credit risk assessment anddetailed• analysis of applicant regarding his businessand financial to decide right risk• Analyzing nancial statements / Balance sheets/PL accounts, Income documents and Ration• Analysis of the Client Company/ customer andcalculating the credit limit accordingly.• Analyzing various risks based on nancialquantitative & qualitative information.• Analysis of CAM & Disburse Documents andCo-Operate with Operation for Smoothdisbursement.• Tracking Day To Day MIS for Maintained TAT• Taking Care of Audit Queries and MaintainingGood Audit Score and adhering the process and•policy• Regular Interaction and Managing Legal,Valuation, Fl and RCU Agencies for requiredvarious reports.• Analyzing Internal Dedupe & CIBIL• Analyzing And Evaluating Customer\'s FinancialStatement and Reporting to Area CreditManager.• Assisting customers with queries, requests andcomplaints