Shweta Vishwakarma

About Shweta Vishwakarma

I am a Financial Analyst with hands-on experience in credit analysis and financial spreading of corporate financial statements.My work involves analyzing balance sheets, income statements, and cash flows; calculating key financial ratios; and assessing business and credit risk to support lending and credit decisions.I hold an MBA in Finance & Business Analytics and have professional experience at Acuity Knowledge Partners, supporting credit and financial analysis teams.Core skills: Credit Analysis | Financial Spreading | Financial Statement Analysis | Ratio Analysis | Cash Flow Analysis | Credit Risk Assessment | MS Excel

Experience

1. Financial Analyst

   Acuity Analytics

   Mar 2025 — Present · Gurugram, IN

   Analysing and spreading the financial statements on various financial spreading platforms including Income Statement, Balance Sheet and Cash Flow Statement of public and private companies for the credit appraisal processNormalizing the financial statements for exceptional and non-recurring items to arrive at the true profitability figuresCalculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, custom ratios and other financial metricsMonitoring Covenant compliance and reporting.Carrying out tasks like credit reviews, finalizing risk ratings, preparing or writing narratives/credit notes for credit approvals and ongoing monitoring.

Education

• Lovely Professional University

  Master of Business Administration - MBA, Finance

• Guru Nanak Dev University

  B.com ( honours), Banking and Financial Support Services