Shweta Adhikari

About Shweta Adhikari

Experienced Risk Manager with a demonstrated history of working in the banking industry and MNC. Skilled in Credit Analysis, underwriting Risk, sanction of Loans by exercising delegation of authority, compliance, team management, and Portfolio Review. Overall experience is span across various divisions - Small & medium enterprises, Mid Market, Large Corporate and MNCs. Exposure to Mumbai market and north India. Currently handling supply chain financing requirement of a leading MNC by way of managing channel finance program with multiple Banks / FIs / Fintechs.

Experience

1. Capital Risk and Portfolio Manager

   Signify

   Oct 2022 — Present · Gurugram, IN

   Channel finance (Dealer finance) solutions / Supply chain financing 1. Develop, and grow relationship with partner Banks / NBFC / Fintech to support channel partner financing requirement, currently managing 35% of traction via CF program. Credit and operational risk assessment of Channel partners / dealers / distributors and recommending them to partner Banks / Fis and to support onboarding of cases. Annual renewal / reduction / enhancement / adhoc requirement of all channel partners on CF platform. Resolution of multiple issues w.r.t. Channel finance under high pressure of diverse demands from multiple stakeholders – internal stakeholders / Banks. Portfolio management to ensure minimal delinquencies for the Bank / Fis, Working closely with business heads of various verticals (Consumer / Infrastructure / Projects / EPC / Smart homes etc) for ensuring growth / liquidity / receivable management of the company via onboarding channel partners on CF platform or for arranging seasonal limits for Signify. Structured programs / proposals 1. Structure, support and implement deal structuring for varied capex, OPex solutions for B2C, B2B and B2G customer Base.2. Structure, manage, and closely review leasing program for facilitating growth of experience stores of Signify – Smart home segment. Undertake stakeholder management to ensure high quality of internal proposals which may need approval from Indian CEO / CFO or global risk head approvals subject to internal norms. Program Structuring for financing solution – depending on key ask from business head 5. Dealer Scoring model with fintech for onboarding right channel partner in an objective manner. Other operational matters including vendor code creation, processing of payment, co ordinating with multiple division of Signify to ensure seamless processing of goals.

Education

• CA, FRM

  Accountancy, Finance

Skills

• Credit Risk
• Credit Analysis
• Banking
• Credit
• Portfolio Management
• Loans
• Financial Analysis