Shubham Vijay
Credit Officer @HDB Financial Services Ltd.
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WORK HISTORY
Credit Officer @HDB Financial Services Ltd.
Jaipur, IN
I handle working capital loan product as a team leader and I handing all activities of related this productAnd also I have knowledge this product as a credit officerDevelop processes to improve productivity and quality of the team.Ensure overall team developmentCreating back-ups for all the tasksTracking and maintaining metrics for a variety of data includes attendance, productivity, etc.Work towards resolving any personnel problems or conflicts that may arise in the team.Processing of Various Type Working capital loan Products like. Cash credit, Odap, Term loan, Bank Guarantee and others.Preparing of Credit Appraisal MemoMaintain of file TATPreparation and Analysis of financial and banking sheetProper Knowledge of Credit underwriting process Cibil check, FOIR, IIR, LTV, NPA, KYCResolving queries of sales and operation Team
EDUCATION
Rajasthan Technical University, Kota
Master of Business Administration - MBA
University of Rajasthan
Master of commerce
ABOUT SHUBHAM VIJAY
I am currently working in HDB financial services as a credit officer. My role and responsibilities isProcessing of Various Type Working capital loan Products like. Cash credit, Odap, Term loan, Bank Guarantee and others.Preparing of Credit Appraisal MemoPreparation and Analysis of financial and banking sheetProper Knowledge of DSCR sheetProper Knowledge of Credit underwriting process Cibil check, eligibility sheet, FOIR, IIR, LTV, NPA, KYCCalculations of various types financial ratiosResolving queries of sales and operation Team
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