Shubham Singh

Fraud Analyst @SATYA MicroCapital Limited

Varanasi, IN

Verify original loan files: Ensure all documents like KYC, income proofs, property papers (if applicable), and sanction letters are genuine and complete.• Check for forgeries or tampering: Look for signs of fake PAN cards, Aadhaar, salary slips, ITRs, or overwritten documents.•Cross-check signatures: Compare customer signatures on multiple documents to identify inconsistencies.•.Field visits: If possible, visit the customer’s residence or business location to verify existence and operational status.•Check for fictitious borrowers: Watch for loans issued to non-existent individuals or shell businesses.•End-use verification: Check if the loan amount has been used for the sanctioned purpose (e.g, home renovation, business expansion).•Report to the internal Fraud Monitoring Cell and escalate to higher authorities.•Flag the account and freeze disbursal of any remaining sanctioned amount.•Inform the credit risk team and initiate internal audit if necessary.

Mahatma Gandhi Kashi Vidyapeeth

Bachelor of commerce, Business/Commerce, General

Mahatma Gandhi Kashi Vidyapeeth

Master's degree, Business/Commerce, General