Shubham Gharge

Credit Manager, IDFC FIRST Bank| Credit Manager, HDFC Bank | Privi Life Sciences Pvt. Ltd | Intern, Tata Consultancy Services | PGDM-ABM (2019-21)

Role: Credit Manager at IDFC FIRST Bank
Location: Pune District, MH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

Experience

Credit Manager
IDFC FIRST Bank
Jun 2023 — Present · Pune, IN

Education

Swami ramanand vidyalaya Ramanandnagar
High School, science
2006 — 2012
Lakhmanrao Kirloskar Junior College, Palus
Higher Education, science
2012 — 2014
Dr. Annasaheb Shinde College of Agriculture Eng., Rahuri
Bachelor's degree, Agricultural Engineering
2014 — 2018
Vaikunth Mehta National Institute of Cooperative Management
Master's degree, Agricultural Business and Management
2019 — 2021

Contact information

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Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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Experience

Credit Manager

Education

Swami ramanand vidyalaya Ramanandnagar

Lakhmanrao Kirloskar Junior College, Palus

Dr. Annasaheb Shinde College of Agriculture Eng., Rahuri

Vaikunth Mehta National Institute of Cooperative Management

Find verified contacts for anyone on LinkedIn