Shruti Sharma

About Shruti Sharma

I am a dedicated and results-driven professional with a strong background in banking, financial operations, trade settlements, and risk management. With over six years of experience in the Banking & Financial Services (BFSI) sector, I have honed my expertise in investment settlements, AML/KYC compliance, banking operations, and audit & compliance.Currently, as a Senior Process Associate at TCS, I specialize in trade settlements, risk-sensitive transactions, pre- and post-settlement activities, and ensuring seamless coordination between internal teams and external stakeholders. My role involves mitigating risks associated with high-value trades and ensuring compliance with regulatory standards across global exchanges.Prior to this, I worked as a Senior Customer Service Officer at Utkarsh Small Finance Bank, where I handled corporate clients, branch operations, clearing transactions, customer relationship management, and compliance adherence.Key Skills & Expertise: Trade Settlements & Risk Management Investment Settlements & Banking Operations AML/KYC Compliance Audit & Regulatory Compliance Relationship Management Process Optimization & Cross-functional Collaboration

Experience

1. Senior Process Associate

   Tata Consultancy Services

   Jul 2022 — Present · Nagpur, IN

   Working on trades settlements under Record Date events, fails sensitive, exchange trades and hedge failsHigh risk trades which include high values, high exposure, buy-ins and client DKs are to be flagged to onshore counter parts and monitored for settlements on priority.Involved in Pre- and Post-Settlement activities and working to settle securities that are booked in a timely manner and ensure settlement of priority trades. Coordinating with CSG (middle offices),Corporate action, Bookings team, External clients, Agent Team, and IT Team to resolve the issue in settlement.Moving the securities/Shares via Realignment or Cross border realignment.Facilitating risk trades to the firm involves failing cost, Penalty, interest claim, and Buy-in which has been agreed with major Exchanges like London Clearing House (LCH), European Central Counter party (ECCP).Investment Settlements | AML/KYC | Banking operations | Audit and Compliance | Relationship ManagementTechnical and ToolsMS OfficeEasywayCrestWebmaxPro (SIX SIS)SafeMainFrameCBSCRMLamsLMSGieom Performing the Settlement activity like Netting, Bulking, Splitting, Releasing the trade, Partial Settlement of the trade as per client requirement.

Education

• Institute for Excellence in Higher Education Bhopal

  Bachelor of Commerce (B.Com.), management honors

  2011 — 2014

• Sarojini Naidu girls govt PG college

  Master's degree, Economics

  2014 — 2016

Skills

• Business Development
• Strategy
• Microsoft Office
• International Economics
• Economics
• Strategic Planning
• Finance
• Training
• Customer Service
• Teamwork
• Banking
• Business Analysis
• Research and Development (R&D)
• Risk Management
• Team Management
• Development Economics
• Management
• Business Strategy
• Accounting
• Economic Research
• Microsoft Word
• Team Leadership
• Market Research
• Research
• Financial Analysis
• Legal Research
• Business Economics
• Leadership
• Microsoft Excel