Shruti Poddar

Shruti Poddar

Credit Risk Analyst for International Wealth Management at Morgan Stanley USA

Role
Credit Risk Analyst at Morgan Stanley
Location
New York, NY, US
LinkedIn followers
500 followers

About Shruti Poddar

Experienced Credit Risk Analyst with a demonstrated history of working in the Investment Banking industry. Diverse 5+ years of banking experience and is currently associated with Morgan Stanley India.Proven ability in handling wealth management and banking portfolio for International clients. Skilled in roles including but not limited to credit, underwriting, portfolio management, reporting, OFAC sanction screening and risk with specialties in international high net worth lending.Pior to Morgan Stanley, a year of experience with PwC India in capital gain tax computation.Pursuing CFA, and currently registered for CFA level 2. Holds bachelor\'s in commerce with specialization in Banking and Insurance.

Experience

  1. Credit Risk Analyst

    Morgan Stanley

    Jun 2019 — Present · Mumbai, IN

    1: Preparing timely and insightful annual and quarterly reviews for existing domestic and IWM [International Wealth Management] borrowers. 2: Assessing and recommending on the credit quality of new proposed IWM transaction, including their ratings and ensuring their alignment to the firms credit appetite. 3: Approving and underwriting credit limits of greater than $50MM for IWM new clients. 4: Conducting company specific and industry level research to identify key factors impacting credit quality of the borrower. 5: Analyzing economic and market events and their impact on the portfolio of counterparties managed. 5: Developing and maintaining regulatory and internal reports highlighting firm‘s credit risk. 6: Working with various business teams and IT to identify and implement solutions for various external or internal request such as new reports, data quality improvement and reporting process improvement. 7: Working with the risk stakeholders in the USA, and within the bounds of OCC regulations. 8: Ensuring adherence to credit and other relevant internal policies and practices. 9: Manage and mentor junior team members 10: Being the first point of call regarding credit-related matters of my portfolio and responding in timely manner to ad- hoc request.

Education

  • CFA Institute

    CFA Level 2 Candidate

  • H.R. College of Commerce and Economics

    Bachelor of Commerce - BCom, Banking and Insurance

    2011 — 2014

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